SheSecure is a gender lens investment product by ARQ SME BDC (ARQ) in partnership with Investing in Women aimed at financing the working capital requirements of growing women-owned and led small businesses (WSB) for up to Php50mn.

It aims to unlock capital for WSBs by aggregating high-quality WSBs that are interested in adopting sustainable gender equity practices while enhancing internal business practices to ensure sustainable growth.

WOMEN-OWNED OR WOMEN-LED

> 50% women-owned or;

≥ 30% women presence in senior management and/or board

GROWING BUSINESS SIZE

Php35-100mn in Total Assets or;
Annual Revenue Run Rate of Php50mn
Employees < 250 employees

FINANCING REQUIREMENT

Php10mn – Php50mn

SHESECURE
Sustainability Program Benefits

Growth Capital + Interest Savings

Get timely and committed funds; get interest cost savings up to 2% p.a. based on achievement of certain gender milestones.

Stronger Gender Equal Organization

Improve Gender Balance. Strengthen your organization with gender equality trainings and toolkits

Stronger Gender Equal Organization

Improve Gender Balance. Strengthen your organization with gender equality trainings and toolkits

SHESECURE
Sustainability Note Investor Benefits

Achieve Double Bottomline

Deploy capital with a purpose and achieve market returns up to 9% p.a. upon underlying WSB’s achievement of gender and financial milestones

15% First Loss Cushion

Noteholders enjoy a 15% first capital loss from IW. Participants benefit from a diversified portfolio of qualified WSBs, which provides a collective risk-sharing mechanism with risks spread across various sectors and regions.

Enhanced Institutional Reputation

Build positive corporate advocacy by demonstrating a commitment to gender equity as you partner with DFAT Australia, like-minded investors and the impact ecosystem.

Target Impact Investors

Investors seeking double bottom-line risk-adjusted returns
Ability to invest at least Php 50mn

SheSecure Private Note Total Size of Php 400mn

Deployed to a pooled portfolio of qualified T2 WSBs, vetted based on gender lens and financial criteria

Up to 9% p.a. 3-year note

Coupon rate of up to 9% p.a, including a base rate of 7% p.a and Outcome-Based Incentives

Triple Coverage

Security Coverage of the Borrowers
First Loss Capital from IW
Equity Cushion of ARQ as the Issuer with an 8-year track record of providing smart capital to PH SMEs

SHESECURE
Sustainability
Partner

Partner Involvement

SheSecure inclusion in at least 2 events annually
Extend trainings, mentorships or other service offerings to SheSecure Cohort

REFERRAL PROGRAM

SHESECURE Partners can earn referral fees by successfully referring eligible program beneficiaries, based on the amount raised.

Partner Benefits

Access to a gender-focused funding pool for your cohort of women-owned and led businesses.
Sponsorships and financial support for programs benefitting female entrepreneurs.
Technical support in the form of training programs with a focus on finance and regulatory compliance.
Investor perspective and feedback in mock pitches and demo days.
Other collaboration opportunities as identified by the Partner.

WOMEN-OWNED OR WOMEN-LED

GROWING BUSINESS SIZE

FINANCING REQUIREMENT

SHESECURE Sustainability Program Benefits

Growth Capital + Interest Savings

Stronger Gender Equal Organization

Stronger Gender Equal Organization

Partner Benefits

NEXT STEPS

SHESECURE
Sustainability Program Benefits